How fraking hard can it be to buy a house?! Our broker can't seem to get his head out of his ass, and the appraiser's apparently absent-minded. I still haven't figured out why they can't get their acts together and get this deal finished. It doesn't help any that any mention of "mortgage" or "financing" in email trips the spam filters, especially if it's got attachments - like, say, a PDF file of the appraisal report. Argh!